Paycheck Calculator — Salary to Take-Home (Per Pay Period)

Annual salary → estimated take-home per paycheck. Includes 2026 federal brackets, Social Security (6.2%) and Medicare (1.45% + 0.9% surtax), pre-tax 401(k) and deductions. Estimates for planning — not tax advice.

Quick answer: Free US paycheck calculator: enter annual salary and filing status to estimate take-home pay per paycheck — federal tax, Social Security and Medicare withheld. Runs privately in your browser.

2026 federal brackets + standard deduction built in · state tax not included · estimate only.

How to use

  1. Enter gross salary — annual amount, plus 401(k)% and pre-tax deductions.
  2. Pick filing status and pay frequency — weekly, bi-weekly, semi-monthly or monthly.
  3. Read the breakdown — federal, Social Security, Medicare and net per paycheck, with the annual view too.

About this tool

This calculator converts a salary into an estimated paycheck the way payroll does: it computes taxable income after the standard deduction and your pre-tax contributions, applies 2026 federal brackets for your filing status, then adds FICA (Social Security up to the wage base, Medicare on everything, plus the 0.9% high-earner surtax) and divides by your pay frequency. State income tax is not included — add it yourself as a monthly deduction since state rules vary widely. Honest note: real paychecks also involve W-4 settings, benefits and local taxes; treat the result as a planning estimate, not payroll.

FAQ

How is take-home pay calculated from salary?
Subtract pre-tax deductions from gross, apply the standard deduction, tax the rest through federal brackets, add FICA (6.2% Social Security up to the wage base + 1.45% Medicare), then divide the remainder by pay periods in the year.
Does this include state income tax?
No — states differ too much to guess. Use the custom-deduction field for your state's approximate monthly withholding.
Which year's brackets are used?
2026 federal brackets for single, married-filing-jointly and head-of-household, with the standard deduction baked in. They are editable in the advanced section if rates change.
How accurate is it versus my real paycheck?
Usually within a few percent for straight salaries. W-4 extras, benefits, bonuses and local taxes create differences — it is a planning estimate, not payroll.
What is the Social Security wage base?
Social Security tax stops at an annual cap (wage base) — $184,500 in 2026; above it only Medicare continues, plus the 0.9% surtax on high incomes. The calculator applies the cap automatically.
Is my salary sent anywhere?
No — all math runs in your browser. Your salary never leaves the page.

Questions people ask about Paycheck Calculator

Collected from live search results on 31 Aug 2026 (search-engine "people also ask" boxes plus the questions published on ranking pages).

How much tax is taken out of my paycheck in Washington state?
The Toolfyra Paycheck Calculator runs entirely in your browser: open it, enter your input and the result appears instantly. No sign-up, no file upload, no watermark, and it works on phones as well as desktop.
How do I calculate what will be taken out of my paycheck?
The Toolfyra Paycheck Calculator runs entirely in your browser: open it, enter your input and the result appears instantly. No sign-up, no file upload, no watermark, and it works on phones as well as desktop.
How much will I make after taxes if I make $70,000 a year in Washington state?
The Toolfyra Paycheck Calculator runs entirely in your browser: open it, enter your input and the result appears instantly. No sign-up, no file upload, no watermark, and it works on phones as well as desktop.
How much is $100,000 a year after taxes in Washington state?
The Toolfyra Paycheck Calculator runs entirely in your browser: open it, enter your input and the result appears instantly. No sign-up, no file upload, no watermark, and it works on phones as well as desktop.
how paycheck calculator
The Toolfyra Paycheck Calculator runs entirely in your browser: open it, enter your input and the result appears instantly. No sign-up, no file upload, no watermark, and it works on phones as well as desktop.
how pay calculator
The Toolfyra Paycheck Calculator runs entirely in your browser: open it, enter your input and the result appears instantly. No sign-up, no file upload, no watermark, and it works on phones as well as desktop.

Related tools

🍽️

Tip Calculator

Money & Business

🧾

GST / VAT Calculator

Money & Business

📈

Profit Margin Calculator

Money & Business

🌱

Compound Interest Calculator

Money & Business

🧾

Invoice Generator

Money & Business

💸

Debt Payoff Coach

Money & Business

⏱️

Hourly to Salary Converter

Money & Business

💵

Paycheck Estimator

Money & Business

Overtime Pay Calculator

Money & Business

🎁

Bonus Tax Calculator

Money & Business

🛒

Sales Tax Calculator

Money & Business

📈

Capital Gains Estimator

Money & Business

🏦

401k Growth Calculator

Money & Business

⚔️

Roth vs Traditional Calculator

Money & Business

👴

Social Security Claiming Calculator

Money & Business

🏠

Mortgage Affordability Calculator

Money & Business

📑

Closing Cost Estimator

Money & Business

🔄

Refinance Break-Even Calculator

Money & Business

🔑

Rent Affordability Calculator

Money & Business

🏘️

Rent vs Buy Calculator

Money & Business

🚗

Auto Loan Calculator

Money & Business

🤝

Lease vs Buy Calculator

Money & Business

📉

Car Depreciation Calculator

Money & Business

🇬🇧

UK Take-Home Calculator

Money & Business

🏷️

UK Stamp Duty Calculator

Money & Business

🚙

UK Mileage Allowance Calculator

Money & Business

🏛️

UK Inheritance Tax Calculator

Money & Business

🇨🇦

Canada Take-Home Calculator

Money & Business

🇦🇺

Australia Take-Home Calculator

Money & Business

🔥

FIRE Number Calculator

Money & Business

🏧

Withdrawal Rate Calculator

Money & Business

🌅

Retirement Drawdown Calculator

Money & Business

📦

Moving Cost Estimator

Money & Business

🏠

Roommate Bill Split Calculator

Money & Business

🧾

Subscription Audit Calculator

Money & Business

📦

Amazon Fee Calculator

Money & Business

🔨

eBay Fee Calculator

Money & Business

🧶

Etsy Fee Calculator

Money & Business

💹

Reseller Margin Calculator

Money & Business

🏖️

Vacation Accrual Calculator

Money & Business

Invoice Late Fee Calculator

Money & Business

💼

Freelance Rate Calculator

Money & Business

🪙

Crypto Profit Calculator

Money & Business

💰

Dividend Yield Calculator

Money & Business

⚖️

Net Worth Calculator

Money & Business

🕌

Zakat Calculator

Money & Business

Electricity Bill Calculator

Money & Business

🏷️

Discount Calculator

Money & Business

📈

Markup Calculator

Money & Business

📊

ROI Calculator

Money & Business

📈

CAGR Calculator

Money & Business

🏦

Simple Interest Calculator

Money & Business

⚖️

Break-Even Calculator

Money & Business