Free Terms & Conditions Generator for Websites

Site name, operator, state and the modules you need — acceptance, license, liability and governing law, drafted live.

Quick answer: Create a terms and conditions draft with acceptance, license, liability, termination and governing-law sections. Free, instant and fully private in-browser.

Fill the fields — the draft builds itself live as you type.

Output is plain text — copy it into any word processor, then replace every [BRACKETED] placeholder before you sign or publish it.

How to use

  1. Fill in the site name, operator, governing state and effective date.
  2. Tick the modules that match your site: e-commerce, user content, subscriptions.
  3. Review the generated sections — acceptance, license, liability, termination and more.
  4. Download or copy the draft and fill the remaining [BRACKETED] blanks.
  5. Have a qualified professional review before you publish the terms.

General information only — not medical, financial or legal advice. Figures cross-checked against public official sources (IRS / HMRC / NHS / WHO guidance); content last reviewed September 2026. For decisions that matter, confirm with a licensed professional in your country.

About this tool

Terms and conditions set the rules of use: who may use the site, what the service does and does not promise, and which state's law governs a dispute. Fill in the site name, the company or owner, the governing state and the effective date, then tick the modules that match your site — e-commerce checkout, user-generated content or subscriptions — and the matching clauses appear with the rest. The draft covers acceptance, the use license, intellectual property, warranty disclaimers, limitation of liability, termination, governing law and changes, in plain English rather than legalese. This template is a starting point, not legal advice — have a qualified professional review before use. Everything is generated locally in your browser; no text is uploaded or stored anywhere.

FAQ

Will these terms actually hold up if someone sues me?
A well-drafted terms page is far better than none, but enforceability depends on how users accept it, your jurisdiction and the clause involved — liability limits are restricted in some places. This template is a starting point, not legal advice — have a qualified professional review before use.
What's the difference between terms and a privacy policy?
Terms are the contract for using your site; the privacy policy discloses how you handle personal data. Most sites need both, linked from the footer, and they should not contradict each other — keep definitions and contact details consistent across the two.
Why does the governing state matter so much?
It decides which state's law interprets disputes and, with the venue clause, where a case would be fought. Pick a state you actually have ties to — your home state is the normal, defensible choice; picking a random 'friendly' state without connections can backfire.
Do I have to notify users when I change the terms?
Posting the new version with a new effective date is the baseline; continued use counts as acceptance in the draft. For material changes — new fees, arbitration, data practices — emailing or banner-noticing users is the safer, more honest practice.
Should e-commerce terms mention refunds?
Yes, but keep the detail in a separate refund policy and link the two. Checkout should also capture affirmative acceptance (a checked box at payment), which is what courts and card networks look for — a footer link alone is weaker evidence.

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