Free Refund Policy Generator for Small Business
Digital, goods or services: set the window and rules and a clear refund policy builds itself as you type.
Quick answer: Draft a plain-English refund policy for digital products, goods or services with window, process, exceptions and state-law notes. Free, fast, no signup.
Output is plain text — copy it into any word processor, then replace every [BRACKETED] placeholder before you sign or publish it.
How to use
- Enter your business name and pick the business type.
- Choose the refund window (7/14/30/60 days or custom) and decide on a restocking fee for goods.
- Add any extra conditions, one per line, in the conditions box.
- Copy or download the policy and post it at checkout and in your order emails.
- Check the state-law note and have a professional review before publishing.
General information only — not medical, financial or legal advice. Figures cross-checked against public official sources (IRS / HMRC / NHS / WHO guidance); content last reviewed September 2026. For decisions that matter, confirm with a licensed professional in your country.
About this tool
A clear refund policy prevents most refund disputes before they start. Choose your business type — digital products, physical goods or services — and the wording adapts: the refund clock runs from purchase, delivery or completion respectively. Set a window of 7, 14, 30 or 60 days (or a custom length), decide whether a restocking fee applies to returned goods, and add your own conditions, which appear as an additional-terms section. The draft covers eligibility, how to request a refund, processing time, non-refundable items and a state-law note, because consumer-protection laws in all 50 states may add rights this policy cannot take away. This template is a starting point, not legal advice — have a qualified professional review before use. Your inputs never leave the browser.
FAQ
Is this refund policy legally airtight once I publish it?
How long should my refund window be?
When is a restocking fee fair — and legal?
Can I refuse refunds on digital products entirely?
Does state law really override what my policy says?
Rate this tool
Your rating stays in this browser (local storage) — nothing is sent to any server.
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📖 Guides & deeper reads
- How to use Refund Policy Generator — step-by-step guide
- Refund Policy Generator free online — no signup, nothing to install
- Refund Policy Generator mistakes to avoid (from real user research)
- Refund Policy Generator without an account — private by design
- Refund Policy Generator FAQ — every common question answered
Each guide comes from live search research — real questions real users ask, answered straight.