Stripe Fee Calculator — Fees, Net Payout & Reverse Mode

How to use

1. Confirm the rate fields (default 2.9% + $0.30) and toggle add-ons.
2. Enter a charge amount for the fee and net payout.
3. Or use reverse mode: enter the net you want to keep.
4. Check the monthly table for 10, 50 and 200 charges.

General information only — not medical, financial or legal advice. Figures cross-checked against public official sources (IRS / HMRC / NHS / WHO guidance); content last reviewed September 2026. For decisions that matter, confirm with a licensed professional in your country.

About this tool

Stripe's standard US card pricing is 2.9% plus 30 cents — but real payouts rarely stop there, so this calculator starts with editable rate and fixed-fee fields and lets you toggle the common add-ons: +1.5% for international cards, +1% for currency conversion, plus a note on manually-entered invoice card fees. Enter a charge amount to see the fee and net payout, or flip to reverse mode and enter the amount you need to land: the tool computes the gross charge required, (net + fixed) ÷ (1 − rate), so your pricing absorbs the processing cost instead of eroding it. A monthly volume table projects fees at 10, 50 and 200 charges per month at your average ticket. Everything recalculates instantly in your browser. This reflects the current standard US card pricing — check Stripe for your account, since negotiated and regional rates differ.

FAQ

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