US Income Tax Calculator — 2025 Brackets & Take-Home Pay

How to use

1. Enter your gross annual W-2 wages.
2. Pick your filing status and (optionally) a state.
3. Press Calculate to see the bracket walk, FICA and take-home.
4. Read the annual and monthly take-home figures.

General information only — not medical, financial or legal advice. Figures cross-checked against public official sources (IRS / HMRC / NHS / WHO guidance); content last reviewed September 2026. For decisions that matter, confirm with a licensed professional in your country.

About this tool

This calculator walks your gross W-2 wages through the official 2025 federal brackets — the seven rates the IRS published, embedded exactly — applies this year's standard deduction ($15,000 single, $30,000 married filing jointly, $22,500 head of household), then adds FICA: 6.2% Social Security up to the $168,600 wage base and 1.45% Medicare plus the 0.9% surtax above $200,000 ($250,000 married). You get federal tax, effective and marginal rates, a bracket-by-bracket walk, and annual plus monthly take-home, with an optional rough state estimate for planning. It skips itemized deductions, credits and above-the-line adjustments, so every figure is an educational estimate — consult a tax professional or advisor for filing decisions. The math runs entirely in this page; your salary is never sent anywhere.

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