Inflation Impact Calculator — real value of your savings
Today's amount + inflation rate + years = future purchasing power, with the 'hidden loss' made visible.
Quick answer: See what today's savings will actually buy in 1–30 years at any inflation rate, and the yearly amount needed to preserve purchasing power. Plain math, instant, private.
How to use
- Enter today's amount, expected inflation, and years.
General information only — not medical, financial or legal advice. Figures cross-checked against public official sources (IRS / HMRC / NHS / WHO guidance) as of 2026-08. For decisions that matter, confirm with a licensed professional in your country.
About this tool
Purchasing power decays geometrically: real value = amount ÷ (1 + inflation)^years. At 6% inflation, money halves in buying power roughly every 12 years (rule of 72). This tool shows the curve year-by-year and the annual return your savings must beat just to stand still — the number banks rarely volunteer.
FAQ
What rate should I use?
How do I beat it?
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