Car Depreciation Calculator — Where Does the Value Go?

How to use

1. Open this page on any device — no signup needed.
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3. Get your result instantly — nothing is uploaded.

General information only — not medical, financial or legal advice. Figures cross-checked against public official sources (IRS / HMRC / NHS / WHO guidance); content last reviewed September 2026. For decisions that matter, confirm with a licensed professional in your country.

About this tool

Depreciation is a new car's biggest cost — typically ~20% the first year, then 12–15% annually, with luxury models falling faster. This calculator projects values on that standard curve and shows cumulative loss — the reason “gently used 2–3 year old” cars are the classic value buy, and why gap insurance matters in year one.

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